Monday, February 3, 2014

How A JC Penney Retirees Financial Professional Can Help You Plan Your Retirement

By Julio Riess


Many people think that Social Security and a modest pension will see them through their golden years of retirement. In reality, this may not be enough and no one knows what the future will bring. If you want to insure a comfortable retirement, your JC Penney retirees financial adviser can help make this dream come true.

Retirement plans can vary a great deal, as can the rules. For instance, under the right circumstances, you might want to rollover your pension plan and convert it to something else. This can be a good way to enhance your investment, but you must be aware of all the rules and laws.

Perhaps you are thinking about starting up an individual retirement account or IRA. This is an excellent way to plan for the future and realize some valuable tax benefits. Yet, there are options to consider before you start your IRA. For example, you may want immediate tax benefits or you could wait until you retire to realize big tax savings.

Perhaps you would like to check into all the possibilities that come with self directed IRA accounts. With this strategy, you control how your contributions are invested. For instance, you might want your money invested in gold bullion or coins. This is possible, but you will need to contact the right people to make it happen.

Planning for retirement is much more than coming up with a good pension plan. There are many other things you can do, like estate planning and taking care of family members. A professional can help you figure out the best course of action.

When it comes to retirement, the more you leave to chance the more chances you take on your future. A JC Penney retirees financial professional is there to help you through the entire process. Even if you are just a few years away from retirement, you can improve your future with the right decisions today.

"Securities and advisory services offered through Commonwealth Financial Network Member FINRA/SIPC a registered investment adviser."




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